Strategy That Drives Growth
We turn financial data into practical strategy, helping you move from reactive decisions to structured, sustainable growth.
CFO Leadership, When You Need It
Flexible, senior financial leadership that adapts to your business—supporting growth today and value creation tomorrow.
A Partner You Can Rely On
Dedicated, hands-on support from people who understand owner-managed businesses and stay with you as things change.
About Us
Data-led financial leadership for Irish SMEs ready to scale or exit
- Businesses rarely fail because of a lack of effort.
- More often, they struggle when the numbers, insights, and the direction they need arrive too late to change the outcome
- Professional Team
- 24/7 Customer Support
- Decision Ready Financial Insight
- Practical, Founder-Focused Advice
Our Services
Service Plans Designed Around Your Needs
Your satisfaction is our priority.
Grow Your Business
From budgeting and cash flow to systems and strategy, we support ambitious SMEs with the financial leadership they need to grow, scale, and prepare for what’s next.
Fractional CFO Services
Get senior CFO-level expertise without the cost or commitment of a full-time hire. We provide hands-on financial leadership and clear insight to help business owners strengthen cash flow, make better decisions, and build a business ready to grow, raise funding, or exit.
Exit Strategy Coaching
We help business owners plan and prepare for a successful exit by improving financial clarity, strengthening performance, and aligning strategy with personal and commercial goals—so when the time comes, you’re ready.
Why Choose Us?
Business owners don’t need more reports—they need clarity, confidence, and a trusted financial partner. We work closely with owner-managed and growing SMEs to bring structure to decision-making, discipline to financial management, and focus on long-term value creation.
Our approach is practical, data-led, and tailored to your business—no templates, no generic advice.
95%
+ Client Satisfaction
More than 95% of our clients report improved financial clarity, stronger decision-making, and greater confidence in the future direction of their business.
We build long-term relationships based on trust, transparency, and results—not short-term engagements.
What Sets Us Apart
- Senior-Level Financial Leadership
You get experienced CFO-level insight, not junior support. We bring perspective, challenge assumptions, and help you focus on what really drives performance and value.
- Practical, Data-Led Advice
Our recommendations are grounded in your numbers and your reality. Clear reporting and forward-looking insights replace guesswork with informed decisions.
- Built Around Owner-Managed Businesses
We understand the pressures, trade-offs, and responsibilities that come with running a business. Our support is flexible, commercial, and aligned with how SMEs actually operate.
- Focused on Long-Term Value
Whether you’re growing, stabilising, or planning for exit, we help ensure today’s decisions strengthen your options tomorrow.
Need Professional Services
Contact Us
Have a question or want to explore how we can work together? Get in touch and let’s start the conversation.
- 24 - 26 IDA Business Park, Cork Rd, Waterford, X91 DC96
- (087) 224-7331
- hello@intrinsiccfo.com
Meet Your CFO
Behind Our Company
If you’re looking for a CFO who understands SMEs — not just spreadsheets — you’re in the right place.
Latest Blog
Learn something more from our articles
Latest News
Insights, commentary, and media appearances from Intrinsic CFO, covering financial leadership, SME growth, and decision-making that matters.
Intrinsic CFO Featured on SME Business Show (27th April 2025)
Intrinsic CFO’s Head, Joe O’Regan, was recently featured on SME Business Show, where he explained how fractional CFO services support strategic financial planning for growing businesses. In the interview, Joe discusses how fractional CFOs provide cost-effective, part-time financial leadership that helps SMEs manage complexity, improve cash-flow oversight, guide budgeting and forecasting, and make better long-term decisions — all without the commitment of a full-time hire. The episode offers practical insight for companies scaling, preparing for sale, or seeking sharper financial clarity.
Joe O’Regan on the ProcurementExpress Podcast (24th July 2025)
Intrinsic CFO founder Joe O’Regan was recently featured on the ProcurementExpress podcast, discussing why 90 % of startups waste their capital and how better financial leadership can change that. In the episode, Joe explains the common pitfalls early-stage businesses face — from weak cash-flow planning and misplaced spending priorities to under-developed forecasting — and how strategic financial guidance from the start can help founders make smarter, more sustainable decisions. The conversation offers practical insights for startup leaders and SME owners looking to preserve capital, improve financial discipline, and accelerate growth.
Joe O’Regan Featured in AB Magazine Interview (7th October 2025)
Intrinsic CFO founder and current ACCA Ireland Chair, Joe O’Regan FCCA, was recently interviewed in ACCA’s AB Magazine’s October 2025 edition, where he discusses the evolving role of the fractional CFO and the importance of embracing new ways of working. In the article, Joe explains how the fractional CFO model supports founders and business owners by combining regular financial oversight with strategic advice — acting as a co-pilot to help business leaders turn strong instincts into safe, structured decisions. He also shares his views on future skills, technology, and the opportunities ahead for accountants and business leaders alike.
Joe O’Regan Featured on The Hot Desk on WLR FM (7th January 2026)
This week, Intrinsic CFO founder Joe O’Regan FCCA, CPA, AMCT appeared on The Hot Desk on WLR FM in Waterford, hosted by Mary O’Neill. Joe shared practical advice for SMEs on setting budgets and financial plans for the year ahead, highlighting the importance of clarity and forward planning in fast-moving business environments. The programme also featured discussion on the outlook for the Irish motor industry and the shift away from fast fashion.
Get in touch today and we will give you a call at a time that suits you
Testimonials
What Our Clients Says
We work closely with business owners and leadership teams at pivotal moments — when clarity, trust, and sound financial judgement matter most. Here’s what our clients say about working with Intrinsic CFO.
Fractional CFO Services
Over the last three years, Joe has provided invaluable fractional CFO services, offering insightful monthly management accounts, KPIs, budget setting, cash flow forecasting, and valuable assistance with investment appraisals. I find Joe affable and down-to-earth to work with, making the collaboration both productive and enjoyable.Business Owner, Family Business
Business Startup
Joe was instrumental in helping me incorporate my business and understand my fiduciary duties as a company director. Additionally, Intrinsic CFO provided me with a comprehensive library of internal corporate governance registers, all of which were easily explained. I greatly appreciate Joe's expertise and guidance. Business Owner in the Renewable Energy Industry
Environmental Company
Our financial reporting has undergone a remarkable digital transformation thanks to Joe. Joe efficiently recommended the appropriate software and explained how this change would greatly improve our financial close efficiency. This initiative significantly enhances performance and cash flow management, making these processes more streamlined and accessible. I truly appreciate Joe's expertise and guidance throughout this transformation. Director, Environmental Company
Logistics Company
"Working with Joe has been invaluable for our logistics company. Joe significantly enhanced our board reporting and month-end close processes, contributing to more efficient and insightful financial management used in our board meetings. Additionally, Joe provided crucial support during the sale of our business, specifically offering guidance in financial and tax due diligence. We greatly appreciated Joe's expertise and support throughout these essential processes." Managing Director, Logistics Company